Up to 120% financing
Finance the full cost of your building — and then some — so site prep and extras don't have to come out of pocket.
Flexible financing
Metal building financing
Financial constraints shouldn't stand between you and a top-quality steel structure. We offer flexible financing through our trusted partners, HFS Financial and Acorn Finance, to suit your needs and budget.
Up to 120% financing No equity / no appraisal Terms up to 20 yr 5-star, 1,500+ reviews
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Up to 120% financing · Terms up to 20 yr
Why finance with EMB
Financing built to move your project forward
Through our lending partners, getting the building you need is simpler than you might think — with terms designed around real budgets.
No stage funding
Your loan funds in one step. No drawn-out disbursements tied to construction milestones.
No equity, no appraisal
Approval isn't tied to home equity, and there's no appraisal to schedule or wait on.
Direct-to-consumer funded
Funds go straight to you, keeping the process simple and putting you in control of your project.
Terms up to 20 years
Stretch payments over a term that fits your budget, with predictable monthly amounts.
5-star reviews
Rated 5 stars by over 1,500 customers who financed their projects through our lending partners.
Our financing partners
Apply through a trusted lender
We partner with two of the industry's most trusted lenders. Choose the one that fits — you apply directly with them, and we handle the building.
Click a partner to apply — you'll be taken to their secure application.
How it works
From quote to funded in four steps
01
Choose your building
Pick your type, size, roof style, doors, and features — or design it in the 3D builder — and get your total.
02
Apply with a partner
Apply through HFS Financial or pre-qualify with Acorn Finance. Approval is based on your credit profile.
03
Get funded & delivered
Once approved, your loan funds directly to you. We build, deliver, and professionally install your structure.
04
Pay over your term
Make predictable monthly payments over a term up to 20 years. The building is yours from day one.
What lenders look at
What you'll need to qualify
Credit approval based on your credit profile
Must be a homeowner
Verifiable income
Debt-to-income ratio considered
Copy of driver's license or state ID
A down payment may be required
Approval and terms are determined by the lending partner based on your credit profile.
Ready to finance your building?
Tell us what you have in mind and we'll help you finance it through the right lending partner.
Questions
Financing, answered
Financing is offered through our trusted lending partners, HFS Financial and Acorn Finance. You apply directly with them, and we help you get set up.
Up to 120% financing is available through our partners, so you can cover the building and related costs. Your approved amount depends on your credit profile.
Terms are available up to 20 years, letting you spread the cost into predictable monthly payments that fit your budget.
No. Financing through our partners requires no home equity and no appraisal, which keeps the process fast and simple.
Approval is based on your credit profile. Lenders typically look for a homeowner with verifiable income, a manageable debt-to-income ratio, and a copy of your driver's license or state ID. A down payment may be required.
Pre-qualifying with Acorn Finance lets you check personalized offers without impacting your credit score. Call (208) 572-1441 if you'd like help comparing options.
Our partners offer direct-to-consumer funding with no stage funding, so approved loans fund in one step rather than in construction-milestone disbursements.
Yes — financing can be applied to any of our buildings: garages, carports, barns, workshops, commercial structures, and more. Design what you need and we'll help you finance it.
Finance-ready