No credit checks
Your credit score never enters the conversation. Approval is based on the program terms, not a credit report.
Flexible financing
Rent-to-own metal buildings
Not ready to buy outright? Our rent-to-own program is an accessible, cost-effective way to get the building you need now and pay for it over time — no credit checks, instant approval, and low monthly payments.
No credit check Instant approval Up to $16,000 24 & 36-mo, no fee
Apply Now for Rent-to-Own
No credit check · Instant approval
Why rent-to-own
Built to be the easiest way to say yes
Everything about the program is designed to remove friction — the only thing you have to decide is which building you want.
Instant approval
Get a decision on the spot. No waiting days for an underwriter — you can move forward the same day.
Low monthly payments
Spread the cost of your building into predictable monthly payments instead of one large upfront outlay.
Contracts available
Straightforward 24- and 36-month contracts, with no origination fee on either term.
Flexible payment terms
Terms built around your budget and timeline — hold more than one contract at once within the program limit.
The terms, plainly
No fine-print games. Just the program.
We keep rent-to-own simple and transparent. Here are the numbers that matter — and for a payment estimate on the exact building you want, one call does it.
Program limit
$16,000
Total rent-to-own amount cannot exceed this.
Contract terms
24 or 36 mo
No origination fee on either term.
Credit check
None
Approval isn't based on your credit score.
Multiple contracts
Allowed
So long as the combined total stays within $16,000.
How it works
From pick to keys in four steps
01
Choose your building
Pick your type, size, roof style, doors, and features — or design it in the 3D builder. Any qualifying building within the program limit works.
02
Apply — instant decision
No credit check, no long application. Get approved on the spot and lock in a simple 24- or 36-month contract.
03
Delivered & installed
We build, deliver, and professionally install your structure on your prepared site — included, at no extra cost.
04
Pay monthly, then own it
Make low monthly payments over your term. When the contract is complete, the building is yours — free and clear.
Which is right for you
Rent-to-own vs. buy outright
Feature
Rent-to-Own
Buy Outright
Upfront cost
Low monthly payments
Full price at purchase
Credit check
None
None
Approval
Instant
N/A
Delivery & install
Included
Included
Ownership
At end of term
Immediate
Best for
Spreading the cost over time
Paying once, owning today
Questions
Rent-to-own, answered
No. Our rent-to-own program does not require a credit check, and approval is not based on your credit score. That's one of the reasons it's such an accessible option.
The total rent-to-own amount cannot exceed $16,000. You can also hold more than one contract at the same time, as long as the combined total of all contracts stays within that $16,000 limit.
We offer 24-month and 36-month contracts, with no origination fee on either term. Call us at (208) 572-1441 and we'll walk you through the option that fits your budget.
Approval is instant. There's no lengthy application or waiting on an underwriter — you can get a decision and move forward the same day.
Yes. Delivery and professional installation are included on your building at no extra cost — the same as an outright purchase. Your site does need to be level and clear before we arrive.
The building becomes yours once you complete the payments on your contract. Until then, you're making low monthly payments toward full ownership.
Monthly payments depend on your building, its price, and the term you choose. Pricing is being updated, so call (208) 572-1441 for an accurate, current quote and payment estimate.
Any of our buildings can go through rent-to-own as long as the total stays within the $16,000 program limit — garages, carports, barns, workshops, and more. Design what you need and we'll confirm the terms.
Rent-to-own ready